Inquire the Times: Iowa Insurance Division will help resolve complaints

Q. I just have a speedy question towards car/renters insurance (Allstate). I canceled my insurance coverage two or three days just before it had been due. Complete was $104.46, however they will refund me only $76. Why and how is this legal if I canceled in advance of it was due? - Brett

A. We contacted the Iowa Insurance coverage Division and Allstate relating to your queries. Possibility McElhaney, communications director and legislative liaison for that Iowa Insurance coverage Division, responded:

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"Insurance companies file their insurance coverage applications together with the Iowa Insurance Division. The insurance firms are essential to use the costs, principles and forms which have obtained approval from the Iowa Insurance coverage Division. Customers can cancel a personalized lines insurance coverage policy at any time and insurance providers normally are obligated to return an unused portion on the policy premium, nevertheless, you will find situations by which an insurance enterprise can retain sure premium bucks to account for policy origination bills. We inspire this reader and any other Iowans with distinct policy-related queries to to start with contact their insurance agent for support.
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